Loan Offer

Guys... I just got an email that offer a huge money to loan. This offer is available for international citizen. I have no idea is this a true offer or just a scam? Here's the email:

KELVIN LOANS INVESTMENT AND COMPANY'S

Dearest,
I Offer Private, Commercial and Personal Loans with very
Minimal annual Interest Rates as Low as 5% within a 1year
to 50years repayment duration period to any part of the world,

We give out loans within the range of $50,000 to $800,000USD.

.Our loans are well insured as maximum security is our priority

Low Down or Zero Money Financing Program Available Great Refinance
Programs with competitive rates, Fixed, Arms, Interest Only. Quick Cash
Loans: Home Equity Lines of Credit and 2nd loan Self-Employed, Stated,

Lender, Name..Mr Kelvin Watter
Lender, Email...kelvinfinancialloansinvestment@live.com
Lender,Tell,+234-705-510-0441
Lender,Tell+234-803-636-1870
Interested Persons should fill and return this application
form below for loan processing.

BORROWERS INFORMATION

Your names ..............................

..
Your country...............................
Your address ..............................
Your Age...............................
Your Fax Number...................
Personal number.......................
Office number................................
Your occupation..........................
Your marital status ......................
Current Status at place of work.........
Sex...................................
Phone number..............................
Monthly Income...............................
Amount Needed...........................
Loan duration.......................................
Brief description of individual...........

Best Regards,
Kelvin Watters,..

How do you think about it?